Comparison of Financial Performance Buku III Indonesian Banks Using Risk-Based Bank Rating (Rbbr) Method: Case Study of PT. Pan Indonesia Bank, Tbk (Panin) and PT. Bank Mega, Tbk (Mega)

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Daryanto, Wiwiek Mardawiyah (2020) Comparison of Financial Performance Buku III Indonesian Banks Using Risk-Based Bank Rating (Rbbr) Method: Case Study of PT. Pan Indonesia Bank, Tbk (Panin) and PT. Bank Mega, Tbk (Mega). International Journal of Business Studies, 4 (1). pp. 37-45. ISSN 2580-0132

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Abstract

Indonesia has experienced economic crisis in 1997/1998 and 2008, these events motivate the government to have a strong assessment to evaluate the inancial health of the company. Related to the banks industry, government of Indonesia through Financial Service Authority or Otoritas Jasa Keuangan (OJK) issued the Circular Letter of OJK No. 14/SEOJK.03/2017 about Risk-Based Bank Rating (RBBR) approach that include the evaluation of risk proile, good corporate governance, earnings, and capital. The purpose of this study is to assess the inancial health of the two open recorded non-expressed claimed BUKU III banks in Indonesia, which are Bank PT. Pan Indonesia Bank, Tbk (Panin) and PT. Bank Mega, Tbk (Mega) from year of 2014 to 2018. The methodology used is RBBR approach concerning the Rating of Health of Commercial Banks. The data were collected from the yearly report of the banks, iscal reports, diaries, and articles of PT. Bank Mega and PT. Bank Panin. During the ive-year trend, the result of this study reveals that the two banks have performed well. However, Bank Mega has performed better in terms of Loan to Deposit Ratio (LDR) compared to Bank Panin. This study has added the knowledge in the inancial literature. It also brings beneit for managers to help them make a better decision to address their company’s problem.

Item Type: Article
Subjects: H Social Sciences > HG Finance
Divisions: Research And Community Empowerment > Journals
Depositing User: Dr. Wiwiek Mardawiyah Daryanto
Date Deposited: 18 Nov 2020 04:39
Last Modified: 20 Dec 2021 04:32
URI: http://repository.ipmi.ac.id/id/eprint/981

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